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Georgia · Facing foreclosure

In Georgia the foreclosure calendar is set by statute: a written notice, four weeks of advertising, and a sale on a fixed day of the month. Share the address; if the property is a fit, you get a written offer you can weigh against the servicer's options, a housing counselor's advice, and a listing, while the timeline still allows a choice. A sale conversation does not pause a legal process by itself.

159counties
537cities and towns
751ZIP codes

Start with the property

Private by default

Start with the address of your Georgia house facing foreclosure.

Step 1 of 520%

We use the address to understand which property you mean. No offer is generated on this step.

A written offer conversation is always optional.

  • No fees or commissions
  • We pay closing costs
  • Any condition
  • Your closing date

House Facing Foreclosure · Georgia

Sell your house facing foreclosure in Georgia

Owning a Georgia house facing foreclosure is stressful, and the dates on the notice matter more than anything else. A sale before the foreclosure date can let you sell on your terms. Prominent Cash Offer buys Georgia houses facing foreclosure, and if your property is a fit, the written cash offer can be compared with every other option while there's still time.

Every week matters when a foreclosure date is set. Compare a sale of your Georgia house facing foreclosure with a loan modification, forbearance or a short sale: HUD's guide to avoiding foreclosure explains the options, and you can find a HUD-approved housing counselor (CFPB) for free.

Share the address of your Georgia house facing foreclosure. If it's a fit, the written cash offer shows the amount, the terms and the closing date you choose. No fees, no commissions, no repairs, and no obligation to accept.

Prominent Cash Offer buys Georgia houses facing foreclosure directly, with no listing. Read the full guide to selling a house facing foreclosure, see how we buy houses in Georgia. We buy houses facing foreclosure nationwide too. For state services, start at Georgia.gov.

Before you compare offers

Before you sell your Georgia house facing foreclosure: have these ready.

Prominent buys Georgia houses facing foreclosure. Whoever you talk to, these make any offer for your Georgia house facing foreclosure easier to judge.

01

Read every notice

Write down each date, who sent it, and what it says happens next.

02

Call the servicer

Ask which alternatives are available and get the answers in writing.

03

Get independent help

A HUD-approved housing counselor or an attorney can explain the options that apply to you.

Sell direct

Sell your Georgia house facing foreclosure without a real estate agent

Skip the listing: sell your Georgia house facing foreclosure with no showings, no commissions, and a closing date you choose.

  • No fees or commissions

    Sell your Georgia house facing foreclosure with no agent commission and no fees from us, and we pay the closing costs.

  • No repairs or cleaning

    Sell your Georgia house facing foreclosure exactly as it is. Don't fix, paint, clean, or clear out a thing.

  • Certainty

    We pay cash for Georgia houses facing foreclosure, so there's no buyer's mortgage to wait on or fall through.

  • Speed

    Skip the listing, the showings, and the wait for a buyer's loan when you sell your Georgia house facing foreclosure.

  • Avoid the agent search

    No interviewing agents and no listing appointments: you sell your Georgia house facing foreclosure directly to the buyer.

  • No binding listing contract

    Nothing locks your Georgia house facing foreclosure into a listing for months. Review the offer; you're under no obligation to accept it.

  • Flexibility

    Close soon, or later if you need time to move. The closing date for your Georgia house facing foreclosure is yours.

  • Skip the paperwork and uncertainty

    We handle the paperwork for your Georgia house facing foreclosure with the title company, from offer to closing.

  • A simplified process

    Share the address of your Georgia house facing foreclosure, get a cash offer, pick a closing date. That's the whole process.

Seller stories

Every property has a story behind it.

Read the seller feedback

Seller story · Probate · Sold as-is

This was without a doubt the best experience I could have hoped for as a first time home seller!

Mark BensonCoon Rapids, MN

  • Seller story · Sold as-is

    He offered to help load the Uhaul truck for us.

    John Osterloh

  • Seller story

    …[Prominent Cash Offer] understood and responded to our needs.

    Mark Erpelding

  • Seller story

    [Prominent Cash Offer] made it easy as possible the whole time as [they] looked out for my concerns with CARE always!!!

    Mark Benson

  • Seller story

    All I had to do was show up at the closing and collect a check.

    Dec Barry

  • Seller story

    …[Prominent Cash Offer] is the best real estate investor I have ever worked with…

    Mackonnen HidruSaint Paul

  • Seller story · Previous offer fell through

    We had a previous offer with another investor that fell through, on short notice they were able to come in and close in 2 weeks!

    Nick LaRosaTampa, FL

  • Seller story · Numbers held at closing

    I was pleasantly surprised at closing that the numbers didn’t change, something that I have heard is not always the case with some other companies.

    Steven Evanson

  • Seller story · Chose the closing date

    Awesome experience working with [Prominent Cash Offer] – the sale of our home couldn’t have been more pleasant and straightforward.

    Shelby and Ben HuhnerSaint Paul, MN

  • Seller story

    Smooth transaction from beginning to end. All the pieces came through just as they said they would!

    Cindy CornettAustin, TX

  • Seller story

    Connecting with [Prominent Cash Offer] made the job of selling the house easy, stress free and seamless.

    Dec Barry

  • Seller story · Two properties

    Their clear communication, prompt responses, and guidance throughout the transactions were truly impressive.

    Ali M.Dallas, TX

Facing foreclosure: the local detail

How Georgia law shapes a sale before foreclosure

In Georgia the foreclosure calendar is set by statute: a written notice, four weeks of advertising, and a sale on a fixed day of the month. Knowing where you are on that calendar tells you how much room there is to choose.

The rules are in the Georgia Code

The Georgia Attorney General's office explains that the procedures for foreclosure are spelled out in the Official Code of Georgia, sections 44-14-162 through 44-14-162.4. Those sections, and the security deed you signed, are what the lender has to follow.

Thirty days' notice, four weeks of advertising

Georgia law requires the lender's notice to be sent at least 30 days before the proposed sale date, by registered or certified mail or statutory overnight delivery, return receipt requested. The sale must also be advertised in the county's official newspaper for legal notices for four consecutive weeks before it takes place. The date on that notice is the one every other decision is measured against.

The sale day is fixed

By law, Georgia foreclosure sales take place on the first Tuesday of the month, between 10 a.m. and 4 p.m. If a sale of the house is going to be part of your plan, ask the servicer in writing for a payoff figure and how a pending sale affects the scheduled date.

Get independent advice while there is time

The Consumer Financial Protection Bureau points homeowners to housing counselors approved by HUD, who can offer independent advice, often at little or no cost. A counselor or an attorney can explain the alternatives available to you. A conversation about selling does not pause the foreclosure process by itself.

Authoritative sources

These official resources are starting points for records or public guidance. They do not replace property-specific professional advice.

Keep the decision yours.

This material is general education. Contract, legal, tax, title, probate, foreclosure, tenant, insurance, safety, and property-condition questions may require qualified professional advice.

We Buy Houses Georgia | Sell My House Fast Georgia | Prominent Cash OfferPhoto: Shawn M. Kent · CC BY-SA 4.0

About Georgia

About Georgia, where we buy houses facing foreclosure

Atlanta is Georgia's capital and largest city, and its metro area holds more than half the state's population; other major cities include Columbus, Augusta, Macon, and Savannah. The state is a national hub for logistics, with Hartsfield-Jackson Atlanta International Airport and the Port of Savannah, and it hosts a large concentration of corporate headquarters.

Georgia is home to about 11,180,878 people across 159 counties. We buy houses in every one of them, from Fulton County, Gwinnett County, Cobb County, and DeKalb County to the smallest rural counties, and in cities like Atlanta, Columbus, Augusta, Macon, Savannah, and Athens.

Sources: Georgia — Census Bureau profile · Georgia.gov · Georgia Department of Revenue

The real cost of listing

What listing your Georgia house facing foreclosure really costs you.

The asking price isn't what you take home. On a typical sale, around 10–12% of the price goes to commissions, closing costs and concessions, before repairs and the months of waiting.

Listing with an agent

10–12%of the sale price, typically

Listing agent's commission
~3%
Buyer's agent's commission
~3%
Closing costs
3–5%
Seller concessions
Up to 3%
Repairs and preparation
Paid by you, before you list
Time to close
Around 90 days
Showings and open houses
On buyers' schedules
Buyer financing
Can fall through

Selling to Prominent

0%taken out of your price

Listing agent's commission
0%
Buyer's agent's commission
0%
Closing costs
We pay them
Seller concessions
None
Repairs and preparation
None. We buy as-is
Time to close
The date you choose
Showings and open houses
None
Buyer financing
Cash. Nothing to fall through
$350,000
A typical listing costs you$35,000 – $42,000
Selling to Prominent costs you$0

Typical figures. Actual costs vary by market and agreement. See the full comparison

Selling in Georgia

Selling your Georgia house facing foreclosure to Prominent Cash Offer vs. listing it with a real estate agent

Selling to Prominent Cash Offer compared with listing with a real estate agent
What changesProminent Cash OfferListing with an agent
CommissionsNoneAgent commissions, usually a percentage of the sale price
Fees and closing costsNone. We pay the closing costsYour share of closing costs, plus any fees in the listing agreement
RepairsNone. We buy as-isOften expected before listing, or after the buyer's inspection
Cleaning and clearing outLeave what you don't wantCleaned, cleared, and staged for showings
ShowingsNoneShowings and open houses on buyers' schedules
FinancingCash, with no loan to fall throughMost buyers need a mortgage, and approvals can fall through
Closing dateYou choose itNegotiated with the buyer and their lender
Time to sellFast, on your scheduleTime on the market, then the buyer's closing process

If the house is move-in ready and you have months to wait, listing may net more. If it needs work, or time matters, a direct sale often comes out closer than the asking price suggests. Compare the net, not the headline. Compare in detail

Other ways to sell

If a cash sale isn't the right fit in Georgia

Cash offers are Prominent's primary service. Other arrangements are considered case by case, and not every property, seller or state qualifies.

Frequently asked questions

Questions about selling your Georgia house facing foreclosure

Still have a question?

Share the address of your Georgia house facing foreclosure and ask us anything about the sale. There's no obligation.

Get your cash offer
How do I sell my Georgia house to Prominent Cash Offer?

Prominent Cash Offer is a cash home buyer: we buy houses for cash, as they are. Share the address and a little about the house. If it's a fit, we make you a fair cash offer in writing. If you accept, you choose the closing date and we handle the paperwork with the title company.

Do I need to make repairs or clean before I sell?

No. We buy houses in Georgia as they are, in any condition: needing major repairs, damaged, or simply outdated. Leave behind anything you don't want.

Are there any fees, commissions, or closing costs?

No. There's no agent commission and no fees from us, and we pay the closing costs.

How fast can I sell my Georgia house?

As fast as the title work allows, or later if you need time to move. We pay cash, so there's no buyer's loan to wait on, and you choose the closing date.

Do I have to accept your offer?

No. The offer is in writing, and you're under no obligation to accept it.

What situations do you buy houses in?

Every situation, including inherited houses and probate, foreclosure, divorce, relocation, rentals with tenants, vacant houses, and houses behind on property taxes.

Can I sell if there are liens or back taxes?

Yes. Liens and back taxes are usually paid from the sale proceeds at closing, through the title company.

How much notice does a Georgia lender have to give before a foreclosure sale?

At least 30 days before the sale, sent by registered or certified mail or statutory overnight delivery, according to the Georgia Attorney General's office.

When are Georgia foreclosure sales held?

On the first Tuesday of the month, between 10 a.m. and 4 p.m.

Where can I get free help?

The CFPB lists HUD-approved housing counselors, who can offer independent advice, often at little or no cost.

Keep reading

More ways to sell your Georgia house facing foreclosure

Independent research

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Georgia · Facing foreclosure

Sell your Georgia house facing foreclosure for cash, as-is.

  • No fees
  • No commissions
  • No closing costs
  • Any condition
  • You choose the closing date

Get your cash offer

Start with the property

Private by default

Start with the address of your Georgia house facing foreclosure.

Step 1 of 520%

We use the address to understand which property you mean. No offer is generated on this step.

A written offer conversation is always optional.

No obligation. You choose the closing date.

Sell your Georgia house facing foreclosure for cashNo fees · No commissions · Any condition

Get my cash offer